General Insurance Products: Personal Lines

Module Description

This module introduces the student to the various personal lines general insurance products, including:

· Motor insurance products, principles, and practices of motor insurance. Moreover, the syllabus also looks at the legal requisites surrounding motor insurance as well as the different sorts of risks relating to motor insurance products.
· The operation of household insurance products, including contents.
· The Maltese healthcare insurance market, products, and practices as well as private health insurance in Malta.
· Other miscellaneous personal lines insurance products.

The syllabus addresses the operational clauses and standard conditions applicable to these products as well as the payment of claims, the underwriting and administration of policies, and risk assessment. The module tackles the responsibilities and obligations of the clients when proposing insurance cover. The students also examine the handling of claims and the procedures that need to be followed during this process.

Target Audience

This course is targeted at:

• Individuals seeking to advance their academic and professional knowledge in Insurance.
• Individuals wanting to pursue a wide range of career paths within the insurance profession.
• Individuals wanting to enhance their ability to interpret, assess and communicate insurance related information.

Career Paths

This programme leads to a bachelor’s qualification that will cover the general requirements of the Chartered Insurance Institute, which will secure the competences for individuals who aspire for professional roles in this industry.

The potential positions for which this programme aims to prepare could be and are not limited to:
• Claims: Claims Handler Surveyor, Claims Executives
• Insurance Compliance Officer
• Insurance Advisor
• Insurance Business Analyst / Consultant
• Insurance Operations Executives
• Insurance Product and Business Development Executives
• Risk Management Executives
• Underwriting Executives

How you’ll be assessed

The course comprises:

– 6 lectures per module;
– 3-hour lectures (evening);
– 12 hours of online content per module, comprising synchronous online discussions, tutorials and/or videos.

Assessment is carried out via two mandatory components:
• Modular Assessment;
• Project Assessment

The course also includes additional, specialised support to help you write your Dissertation, including classes on Qualitative/Quantitative data analysis tools, as well as Dissertation Workshops.